We’re Here to Be Your Trusted Financial Partner

PCT Federal Credit Union is a not-for-profit financial institution serving the teachers of Plymouth County and the residents of Wareham and West Wareham, MA. We’re proud to reinvest our profits to members in the form of low to no fees, competitive rates, and a wide array of financial products and services offered.

We’re here to best serve our members!

We stand firmly in the beliefs of people helping people and providing you with the products and services you need to empower your financial life.

Take advantage of accounts to reach your financial goals, loans to meet your financing needs, and convenient digital services to handle your banking on your time by becoming a member of the PCT Federal Credit Union family.

AccountsLoansServices & Benefits
Savings AccountsAuto LoansLow to No Fees
Checking AccountsVisa® Credit CardsCompetitive Loan Rates
Debit CardsPersonal LoansFree Online & Mobile Banking
Youth AccountsMortgagesBill Pay & Mobile Deposit
Organization AccountsHome Equity Loans & Lines of CrediteStatements
CertificatesMass Save HEAT LoansCardValet
IRAsMotorcycle, Boat & RV LoansuChoose Rewards
Money MarketsShare Secured LoansCredit Card Online Access

Ready to join PCTFCU?


Membership eligibility required. Must open a savings account with a $5 minimum balance to establish membership. Federally Insured by NCUA. Shares and deposits in excess of NCUA limits are fully insured by MSIC. Equal Opportunity and Equal Housing Lender.