Membership

"People helping people": it's at the heart of everything we do.

It's what sets us apart from other financial institutions and guides us in our work every day.

We take this responsibility seriously. Getting to know our members, understanding their challenges and successes, and finding ways to make their lives and communities better is what we're all about.

Our goal is: 

  • To empower those we serve

  • To create positive change

  • To inspire others to give back to their communities 

We're proud to serve:

  • Individuals, families, and small businesses who live, work, worship, or attend school in Plymouth County, Massachusetts

“Credit Unions are among the highest-rated services we've ever evaluated, with 96% of our members highly satisfied.” — Consumer Reports 2022

Membership Eligibility

Who Can Join

PCTFCU membership is open to persons who:

  • Live in Plymouth County, Massachusetts

  • Work in Plymouth County, Massachusetts

  • Attends school in Plymouth County, Massachusetts

  • Worships in Plymouth County, Massachusetts

  • Regularly conducts business in Plymouth County, Massachusetts   

Membership is also open to anyone who lives, works, worships, attends school, participates in programs to alleviate poverty or distress, or participates in associations headquartered in; and businesses and other legal entities, incorporated and unincorporated organizations located in, or maintaining a facility located in Plymouth County, Massachusetts, a single political jurisdiction. 

Community Partners 

  • Turning Point Wareham 

Since August 2022 when the credit union was granted a Low Income Designation (LID) from the NCUA, PCT Federal Credit Union has been able to enable our community to thrive through expanded services to low and moderate income families through. 

PCTFCU is a federally-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. All accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF).

Hear stories from real people about PCTFCU!

“We have been members for over 30 years. We have done our home and car loans through PCTFCU as well. We just rewrote our mortgage. PCTFCU has always been a good experience. They are always consistent.”

— JIM & KATHY H. - MEMBERS SINCE 1984

“I tell everyone about this credit union. I love this place! I have never heard of a credit union (or bank) going so far above and beyond for a member.”

— PAULA B. - MEMBER SINCE 2012

“We absolutely are grateful to all of you: for your efficiency, professionalism, advice, support, politeness, expertise, kindness, and years of service. Thank you!”

— SHANNON, KELSEY, AND TYLER L. - MEMBERS SINCE 1993

“Their business operations are current in practice and modern technology, but the whole place conveys a sense of helpfulness and caring that is rare in today’s fast-paced world.”

— JOANNE B. - MEMBER SINCE 1981