Home Equity Loans
Put Your Home's Value to Work for You at PCT FCU
Unlock Your Home’s Potential
At PCT Federal Credit Union, we understand that your home is a valuable asset. A Home Equity Loan can help you turn that value into usable funds for a variety of financial needs.
Why Choose PCT FCU for Your Home Equity Loan?
Competitive Rates: We offer some of the most attractive interest rates in the area, making your home equity loan an affordable option.
Flexible Terms: Choose a loan term that fits your budget and repayment goals.
Fixed-Rate Options: Enjoy the peace of mind of knowing your monthly payment will never change with a fixed-rate loan.
Borrow Up to 80% of Your Home's Value: Access substantial funds to tackle your financial goals.
Local Service: Our friendly and knowledgeable loan officers are here to guide you through the entire process, from application to closing.
Common Uses for a Home Equity Loan:
Consolidate Debt: Pay off high-interest debt with a lower-rate home equity loan and simplify your monthly payments.
Finance Home Improvements: Upgrade your kitchen, bathroom, or other areas of your home to increase its value and enjoyment.
Cover Education Expenses: Help finance your child's college education or your own continuing education with a home equity loan.
Prepare for Major Life Events: A home equity loan can provide the funds you need for unexpected expenses or life-changing events.
Additional Considerations:
Tax Advantages: Consult with a tax advisor to explore the potential tax benefits of a home equity loan.
Collateral: Your home serves as collateral for the loan.
Repayment Terms: We offer accommodating repayment terms to fit your specific needs.
Ready to Unleash Your Home’s Equity?
Apply for a Home Equity Loan with PCTFCU Today
Contact PCT FCU today to learn more about our Home Equity Loan options and see if it's the right fit for you. Our local loan officers are happy to answer your questions and guide you through the application process.