Credit Union Checking Accounts
Rethink Your Checking Account
If you're searching for a more reliable and rewarding way to manage your money in Massachusetts, it's time to take a closer look at credit union checking. More and more people are turning to credit unions like PCT Federal Credit Union for personalized service, lower fees, and a sense of community you simply won't find at big banks.
At PCT FCU, we believe your Checking Account should make your life easier, not more complicated. As your local financial partner in Plymouth County, we offer checking solutions built around your needs, not corporate profits.
What Is a Checking Account?
A Checking Account is a foundational tool for your everyday finances. Whether you’re receiving direct deposit from your job, paying bills online, or making everyday purchases with a debit card, your Checking Account is your financial hub.
A good Checking Account provides easy access to your money, secure and convenient banking options, and tools to help you stay on track. At PCT FCU, we focus on offering accounts that support your lifestyle, with online access, mobile features, and real people ready to help when you need it.
Why Credit Union Checking Is Different
Credit unions are built for people, not profit. That means when you choose a credit union Checking Account, you’re not just another customer—you’re a member-owner.
Unlike traditional banks, credit unions typically offer:
Lower or no monthly fees
More personalized member service
Access to financial education and resources
Competitive tools for managing your money
PCT FCU is proud to serve members throughout Plymouth County and across Massachusetts with a commitment to transparency, accessibility, and real human connection.
Checking Account Options at PCT FCU
Whether you’re opening your first Checking Account or looking for a better fit, PCT FCU has you covered. We offer options for students, families, and everyone in between. All our accounts come with:
Mobile and Online Banking access
Free debit card with secure chip technology
Online Bill Pay
Direct deposit and e-Statements
Overdraft protection options
Who Can Open an Account and How to Get Started
Becoming a member of PCT FCU is easy. If you live, work, worship, or attend school in Plymouth County, Massachusetts, you’re eligible to join.
Opening your new credit union Checking Account is simple:
Become a member
Choose your Checking Account
Start using your new tools and benefits right away
Why PCT FCU? Your Community, Your Credit Union
PCT FCU is more than a place to manage your money. We're your neighbors, your supporters, and your advocates. As a credit union rooted in Massachusetts, we understand the needs of our members and are proud to serve with transparency and care.