Vehicle Loans

Are you dreaming of driving off into the sunset in your brand-new car? Let PCT FCU help you turn that dream into a reality with our hassle-free vehicle loans.

When it comes to choosing a vehicle loan, there are many reasons to consider PCT FCU. One of the primary benefits is our low interest rates. We believe in offering our members the best possible rates, ensuring that you won't break the bank while purchasing your dream car. Our competitive interest rates make financing your vehicle more affordable and manageable.

Moreover, we understand that each individual's financial situation is unique. That's why we offer flexible loan terms. You have the freedom to select a repayment plan that aligns with your budget and lifestyle. Whether you prefer shorter loan terms with higher monthly payments or need more extended terms to accommodate lower monthly installments, our vehicle loans cater to your needs.


Auto Loans

At PCT Federal Credit Union, we understand that owning a car is more than just a dream - it's a necessity for many. That's why we offer vehicle loans that are specifically designed to help you reach your next destination with ease. Whether you're looking for a new car with the latest features or a reliable used vehicle, our flexible vehicle loans have got you covered.

When it comes to financing your dream car, you can count on our competitive interest rates to make it a reality. We believe in providing affordable options, ensuring that your vehicle loan fits comfortably within your budget and financial goals.

So, if you're ready to hit the road in your dream car, trust PCT Federal Credit Union for your vehicle loan needs. With our competitive rates, convenient application process, and member-first approach, we're here to make your car ownership journey smoother than ever before. Apply today and let us be your partner in driving towards a brighter future!

Auto Loan Refinancing

At PCT Federal Credit Union, we understand that life can be full of unexpected changes, and your financial situation may evolve over time. That's why our auto loan refinancing option is designed to provide you with the flexibility you need. Whether you're looking to reduce your monthly payments, lower your interest rate, or adjust the loan term, we've got the perfect refinancing solution for you.

If you already have an existing vehicle loan at a dealership, consider joining PCT FCU and refinancing your auto loan with us! When you choose to refinance your auto loan with us, you'll benefit from our competitive interest rates and favorable terms. We strive to offer the most attractive rates in the market, ensuring that you get the best deal possible and save money over the life of your loan.

PCT FCU Auto Loan Refinancing Benefits:

  • Rates starting at 5.99% for 2017-2023 vehicles

  • Refinancing gives you the ability to lower your interest rate. By reducing your interest rate, you'll pay less in interest charges over the life of your loan, which can result in significant savings

  • Refinancing gives you the potential to lower your monthly car payments. By extending the term of your loan, you can spread out your payments over a longer period, which can result in a more manageable monthly payment

At Plymouth County FCU, our goal is to make the auto loan refinancing process simple and easy. Our experienced loan officers can help you determine whether refinancing is right for you, and guide you through the application process. We offer flexible repayment terms, no prepayment penalties, and a quick and easy online application process.