Savings

Savings Accounts for All Stages of Life

As a member and shareholder of PCT Federal Credit Union, you can choose the Savings Accounts that fit your immediate and future needs.

Traditional Savings Accounts 

Begin your financial journey and establish membership with PCT Federal Credit Union by opening a Savings Account today.

• Easily open your account with a $5.00 minimum deposit

• Enjoy access to all of our products, services, and exceptional member benefits

• Secure your membership for life

Money Markets 

A Money Market Account is perfect for flexible earning!

• High-yield, tiered-rate account

• A minimum balance of $2,000.00 is required

• Access flexible terms for maximized earnings

• Provides a variety of options for withdrawing money

Certificates

Looking for an account that offers member loyalty bonus incentives? Our Certificates may be the right option for you.

• Open your account with a $500.00 minimum deposit

• Term options available from 6 to 60 months

• Lock in high-interest rates for a specific term

• Higher dividend earnings

• Perfect for short- and long-term investing

Individual Retirement Accounts (IRA)

Ensure your retirement is as stress-free and relaxing as it should be by opening an IRA today.

• Provides diversification across retirement plans

• Options include Traditional and Roth IRAs, and Coverdell Education Savings Accounts

• High-yield earnings you may not find at other financial institutions

• Distributions on contributions may be tax-free

• May provide additional tax benefits - check with your tax advisor or financial planner for details