1

FINANCIAL PLANNING with Northeast Planning Associates

SERVICES > FINANCIAL PLANNING with Northeast Planning Associates

A female bank teller is receiving a check from a young African American woman from behind a desk.

PCT Federal Credit Union is pleased to provide access to comprehensive financial planning services through a strategic alliance with John B. Castelot, MRFC of Northeast Planning Associates (NPA).

Blue Broker Check Logo
Image of John B. Castelot. He is an older gentleman wearing a suit and tie, and round glasses. NPA Logo Developing a sound financial plan for the future can be one of the toughest financial challenges that PCTFCU members face. Planning for retirement while saving for your children’s education, understanding your insurance needs, evaluating your investment options, and creating a forward-thinking savings plan — all while managing today’s expenses — can be overwhelming and confusing. John B. Castelot of NPA provides guidance to help you set short – and long-term goals, identify potential financial pitfalls, and more.

NPA offers access to:

  • Financial Planning (asset allocation review, tax planning, cash flow analysis, estate planning)
  • Qualified Accounts (IRA, SEPs, 401(k), 403(b), Profit Sharing Plans)
  • Advisory Accounts (mutual fund wrap accounts, active & passive strategies)
  • Insurance Programs (life Insurance, annuities, long term care insurance and disability insurance)
  • Investment Programs (mutual funds, stocks, bonds, REITs, variable annuities)
  • Educational Accounts (529 Plans, Educational IRAs, UGMAs, UTMAs)
  • Non-Qualified Accounts (Standard Brokerage)

To learn more or to schedule a free initial financial consultation, contact John B. Castelot at 800-279-8083 or castelotsupport@northeastplanning.com.

Financial planning offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA). Securities and advisory services offered through LPL Financial (LPL), an RIA broker-dealer (BD), member FINRA/SIPC. Credit union is not an RIA or BD. Insurance products offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using NPA. These products and services offered through NPA, LPL, or their affiliates, which are separate entities from, and not affiliates of the credit union, are:

Not Insured by NCUA or Other Government Agency Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CT, FL, GA, HI, MA, MD, ME, MI, NH, PA, RI, SC.